为了确保新疆农村金融与农村经济协调发展,实现农村金融供求均衡,有效发挥农村金融对新疆“三农”经济发展的支撑效应,本文在探析新疆农村金融发展的抑制因素的基础上,从货币需求、信用需求、金融服务需求三个层面对新疆农村金融需求进行了考察,同时剖析了新疆农村金融供给,探寻出新疆农村金融供求失衡的原因,最后针对农村金融供求总量矛盾和供求结构矛盾,提出了破解新疆农村金融供求矛盾的建议。

In order to ensure the coordinated development of rural finance and rural economy in Xinjiang,achieve the rural financial supply and demand balance,and effectively play the supporting effect of the rural finance of Xinjiang rural economy development,on the basis of studying on the rural financial institutionalization inhibition factors,this paper comprehensively studies the rural financial demand from the money demand,the demand of the credit and financial services demand of three levels.At the same time,it deeply analyzes the rural financial supply in Xinjiang.The research finds out the problems of rural financial supply and demand imbalance.Finally,according to the contradiction between supply quantity and demand quantity of rural finance and the contradiction between supply and demand structure,the paper puts forward the effective policy implication of solving the contradiction between supply and demand of rural finance in Xinjiang.