Based on learning from domestic and foreign method, this paper calculates the inclusive development index of 15 regions in Xinjiang with area reality in Euclidean distance method. Based on this, this paper analyzed the inclusive development level and existing problems in each area under three dimensions: accessibility, usage and quality of financial services. It pointed out some factors about business sustainability, the lower development level of inclusive finance in southern Xinjiang, the backwardness of country-level inclusive finance development, consumer literacy to be promoted, and provided policy recommendations for improvement.
Ma Hong
,
Ayinuer·yibureyimu
,
Fan Juntao
. An Analysis of Development Level of Financial Inclusion in Xinjiang——Based on the Financial Inclusion Development Index[J]. Finance & Economics of Xinjiang, 2018
, 0(5)
: 15
-24
.
DOI: 10.16716/j.cnki.65-1030/f.2018.05.002
[1]何晓夏,章林.云南民族自治地方金融排斥及其治理政策研究[M].北京:中央编译出版社,2015.
[2]王曙光.普惠金融——中国农村金融重建中的制度创新与法律框架[M].北京:北京大学出版社,2013.
[3]杜伟.湖北省农村金融服务水平测试及影响因素研究[D].湖北:华中农业大学,2012.
[4]焦谨璞.构建普惠金体系的重要性[J].中国金融,2010(10):12-13.
[5]刘明,刘震,郭峰.山东省普惠金融发展现状及影响因素分析——基于普惠金融发展指数的实证研究[J].金融发展研究,2014(12):54-59.
[6]张彩云.中国普惠金融发展程度及影响因素的实证分析[D].山东:山东财经大学,2016.
[7]翟帅.江苏省普惠金融指数及其影响因素研究[J].财会月刊,2015(12):65-69.
[8]焦谨璞,黄亭亭,汪天都,张韶华,王瑱.中国普惠金融发展进程及实证研究[J].上海金融,2015(4):12-22.
[9]王婧,胡国晖.中国普惠金融的发展评价及影响因素分析[J].金融论坛,2013(6):31-36.
[10]许英杰,石颖.中国普惠金融时间发展、现状及方向[J].西南金融,2014(6):28-30.
