Inclusive Finance helps to improve the access, utilization and satisfaction of regional financial services, so as to alleviate poverty and promote economy. Lankao County of Henan Province, as the first experimental zone of inclusive financial reform in China, has innovatively developed echelon service system, inclusive credit system, credit growth system and segmented risk control system based on county digital platform, which has good demonstration value for other poor counties in China. At the same time, suggestions are put forward from the aspects of government policy, financial supply, beneficiary body, digital innovation and learning from financial innovation experience of counties outside the province, so as to further optimize the development path of Lankao model, and hope that Lankao can provide reference and replicable samples for the high-quality development of inclusive finance in China.
Li Honghan
,
Liu Lu
,
Sha Ya
. On Innovation and Development of Inclusive Finance in China's Poor Counties —Take Lankao County in Henan Province As an Example[J]. Finance & Economics of Xinjiang, 2020
, 0(5)
: 15
-27
.
DOI: 10.16716/j.cnki.65-1030/f.2020.05.002
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